BORROWERS

Borrowers

Why borrow from us?

If your employer participates in the program, we can save you hundreds of dollars on a small-dollar loan.


For a $ 1,000 loan due in a month, the average payday loan borrower pays $775 in fees. We charge only $116.15 in finance charges and fees - and we let you repay the loan in 12 months.


You save over $600 and you have 11 more months to repay the loan.


How It Works

Online Application

Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days.

Repayment

Loans are automatically paid through your paycheck. 

Terms

  • Loans range from $400 - $1,000
  • The payback period is 12 months
  • Total interest costs are about$38 - $96 depending on the loan size
  • $20 loan administration fee



Perks

  • No credit history or collateral needed
  • No prepayment penalties
  • Free financial counseling is available


Requirements

  • Minimum age to apply is 18
  • Completed your employer's probationary period
  • Checking Account
  • Driver License or passport number
  • Social Security Number


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